Finance Enterprise Only

Federato

AI-native policy administration, underwriting, billing, and portfolio decisioning

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PricingEnterprise Only
Starting priceContact sales
Free planUnknown
Free trialYes
APIUnknown
Open sourceNo
DeploymentCloud
Last verifiedJuly 29, 2026
Overview

Tool overview

Federato is listed under Finance AI tools.

Summary

What is Federato?

Federato is an AI-native platform for property and casualty carriers, MGAs, MGA aggregators, and mutuals. It spans product configuration, submissions, quoting, underwriting, producer access, policyholder service, billing, payments, and real-time portfolio steering, with agentic decision support throughout the policy lifecycle.

Best fit

Best for

P&C carriers and MGAs modernizing underwriting and policy operations

Audience

Who is it for?

Property and casualty carriersMGAs and MGA aggregatorsMutual insurersUnderwriting and insurance operations teams
Recommendation

Decision note

Confirm modules, lines of business, policy and quote volume, rating and form integrations, migration, underwriting controls, trust terms, implementation, support, and the current quote.

Capabilities

Key features

Product configuration for pricing, coverage, and eligibility

Submission intake, triage, quoting, and underwriting support

Producer and policyholder portals

Billing, payments, and mid-cycle policy workflows

Control Tower for real-time portfolio steering

Agentic AI with explained recommendations and guardrails

Workflows

Use cases

Modernizing carrier policy administration

Accelerating submission-to-quote workflows

Managing MGA products and programs

Steering underwriting toward portfolio strategy

Strengths

Pros

  • Covers the full policy lifecycle
  • Built specifically for P&C and specialty insurance
  • Publishes trust and product resources
Considerations

Limitations

Federato can apply an incorrect appetite rule, generate an unsuitable quote, or misstate policy data. Insurers must validate products, rates, forms, coverage, underwriting authority, billing, compliance, audit trails, and every bind decision.

Cost

Pricing details

Pricing modelEnterprise Only
Starting priceContact sales
Free planUnknown
Free trialYes
Pricing context

Billing options

Custom enterprise agreementImplementation and migration agreement
Pricing context

Pricing note

Federato uses a sales-led enterprise model and does not publish a stable starting amount, ongoing free plan, or formal self-service trial. Pricing depends on organization type, modules, users, policy volume, integrations, migration, and support.

View official pricing
Compatibility

Supported languages

  • English
Connectivity

Integrations

Insurance rating systems

Document systems

Policy data sources

Trust Center integrations

Specs

Technical details

PlatformsWeb
Multilingual supportUnknown
Login requiredYes
Open sourceNo
DeploymentCloud
CompanyFederato, Inc.
Models / versionsAgentic AI Underwriting AI Decision Support Supervised AI Underwriting
Editions / plansProduct Studio Submission to Quote Producer Portal Policyholder Portal Billing & Payments Control Tower
Data confidenceHigh
Last verifiedJuly 29, 2026
Documentation → Release notes → Data source →
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Answers

Frequently asked questions

Federato is an AI-native platform for property and casualty carriers, MGAs, MGA aggregators, and mutuals. It spans product configuration, submissions, quoting, underwriting, producer access, policyholder service, billing, payments, and real-time portfolio steering, with agentic decision support throughout the policy lifecycle.
P&C carriers and MGAs modernizing underwriting and policy operations
The listed pricing model for Federato is Enterprise only. Pricing can change, so users should verify the latest plan details on the official website.
Yes. The current profile indicates that a free trial is available.
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